Smart Portfolio FAQ

Smart Portfolio lets you invest around a theme with a whole basket of assets, then keeps that basket close to the weights you set — without you having to watch it.

It's a way to invest in a whole basket of assets built around one idea, instead of picking a single token or stock. You choose the assets, set a target weight for each one, and decide how often and how strictly the portfolio should be kept in line with those weights. It sits between the low effort of buying an ETF and the discipline of a rules-based strategy — while staying editable and yours to adjust at any time.

Crypto, stock tokens, and USDT can all sit in the same portfolio at the same time. Most platforms make you pick a lane — crypto only or stocks only. Smart Portfolio doesn't.

The minimum order size is 20 USDT, which is on the lower end compared with similar products elsewhere.

FAQ

1. What does "rebalancing" actually mean here?

It's a mechanical buy-low, sell-high process. Nothing is predicted or timed. Whatever has gone up gets trimmed a little, and whatever has fallen behind gets topped up, so the portfolio is pulled back toward the weights you originally set.

2. What are the two rebalancing settings, and do I have to choose one?

You set both at once — they're not alternatives:

• Check interval — how often the portfolio checks itself, from every 5 minutes up to once a month.

• Drift threshold — how far an asset's actual weight has to stray from its target before a rebalance fires.

Both conditions apply together, so you're covered whether the market drifts slowly over weeks or jumps sharply in an hour.

3. If I change these settings later, will the schedule restart?

No. Editing your check interval or threshold doesn't reset the clock. The next check is still counted from the last time the portfolio actually checked itself, not from the moment you made the edit.

4. Can I trigger a rebalance myself, without waiting for the next check?

Yes — that's Instant Rebalance. It opens a preview first, showing each asset's current weight, its target weight, and exactly how much would be bought or sold. Nothing executes until you confirm. If any single sell order would fall below the minimum order size, that one leg is skipped automatically, and the rest of the rebalance still goes through.

5. Does rebalancing guarantee I'll make money?

No. Rebalancing is there to keep your portfolio's structure close to what you designed — it isn't a profit guarantee. In a strongly one-directional market, frequent rebalancing can add trading costs, and in a sustained downtrend it can mean continuing to buy an asset that keeps falling. It's a discipline tool, not a forecasting one.

6. Why would I include USDT in a portfolio instead of only crypto or stock tokens?

Holding several assets isn't the same as being diversified — if everything in the basket is highly correlated, a broad downturn drags all of it down together. Adding USDT gives the portfolio a position that isn't tied to that same swing, so you can lean more into USDT when you're uncertain and back into the other assets when you're not, rather than sitting fully exposed at all times.

7. Is there a real example of this kind of setup?

The "BTC Core" preset is a fixed 50% BTC / 50% USDT portfolio, checked every hour, with a 2% drift threshold. It doesn't try to time the market — it just keeps that 50/50 split intact.

8. Can crypto and stock tokens really sit in the same portfolio?

Yes. They share one check interval and one drift threshold, so you're not running two separate strategies and watching two separate positions. Most other platforms only support crypto-only or stock-only portfolios — this is one of Smart Portfolio's exclusive features.

9. Do I need to do anything extra to add stock tokens?

You'll need to have signed the stock spot trading agreement. If you haven't yet, creating or copying a portfolio that includes a stock token will prompt you to complete that first.

10. How is this different from setting up a recurring buy (DCA)?

DCA answers "when do I buy" — it spreads purchases out over time to smooth your entry price. It doesn't manage what happens to those holdings afterward: the assets you accumulate through DCA have no target weights or rebalancing logic between them. Smart Portfolio picks up from there and manages the "what now" once you're holding the assets.

11. If I've been DCA-ing for a while, do I have to sell everything and start over?

No. When creating a Smart Portfolio, you can turn on "use existing holdings," and it'll carry over the coins you already hold instead of asking you to sell and rebuy. Only the USDT needed to close the remaining gap was added. There's no automatic link between DCA and Smart Portfolio — you start the portfolio yourself when you're ready — but setting it up doesn't cost you your existing position.

12. Can I change a portfolio's settings after I've created it?

Yes, at any time. If the market gets more volatile, you can shorten the check interval or lower the drift threshold so the portfolio reacts sooner; once things settle, you can loosen those settings again. Editing never resets the countdown to the next scheduled check.

13. How does this compare with similar features on other platforms?

Note: Smart Portfolio is a tool for maintaining the structure you designed, not a way to predict or beat the market. Rebalancing can trim gains in a strong uptrend and can mean adding to a falling asset in a sustained downtrend. Set your parameters with that trade-off in mind.

14. What standards does the Halal Collection use to identify eligible companies?

The Halal Collection follows widely used screening standards developed by international Islamic finance bodies to identify companies that meet Islamic investment criteria.

Alternatively, if we want to provide a practical example, we can use:

An example of the Islamic investment screening standards used by the Halal Collection

The Halal Collection follows widely used Islamic investment screening standards, similar to those used by funds such as SPUS, to identify companies that meet Islamic investment criteria.

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